Make payments dependency injected based on the .env settings

.editorconfig

@@ -12,4 +12,5 @@ trim_trailing_whitespace = false
 [*.cs]
 csharp_new_line_before_open_brace = none
 csharp_new_line_before_catch = false
-csharp_new_line_before_finally = false
+csharp_new_line_before_finally = false
+csharp_new_line_after_else = false